Stock Report

Transwarranty Finance Ltd receives credit facility from IDFC First Bank for Digital lending

Posted On : 2026-02-17 23:01:28( TIMEZONE : IST )

"Oroboro" the digital finance platform launched by Transwarranty Finance Limited 4 years ago which is a purpose led business for furthering financial inclusion, spreading financial literacy and bridging the digital divide is gaining significant traction.

"Oroboro Loans", the digital finance platform of Transwarranty Finance Limited, an RBI licensed NBFC which is listed on both National Stock Exchange (NSE) and Bombay Stock Exchange (BSE), provides fully compliant digital financial services to the underserved segments - small businesses loans to retail/wholesale trade, Outlets, MSME etc with many of them in the priority sector and consumer loans for purchase of mobile phones.

The company has served around 60,000 customers and disbursed around INR 100 crores in the last 4 years. In the current financial year FY 2025-26 Transwarranty Finance Limited is poised to disburse 23,000 loans amounting to INR 38 crores registering a growth of around 70% over last year. This growth has been possible thanks to the timely support from IDFC First Bank, which has sanctioned a credit facility of Rs.15 Cr in January 2026.

Oroboro uses revenue-based underwriting, which helps small businesses and MSMEs the segment that requires financial support. The technology stack and the business rule engine fully developed inhouse approves a loan digitally in 10 minutes and has the capability to source and manage large number of loans. Through our current partnerships we have potential to reach around 14 lacs Micro and Small businesses/ entrepreneurs pan India.

Shares of Transwarranty Finance Limited was last trading in BSE at Rs. 12.92 as compared to the previous close of Rs. 13.23. The total number of shares traded during the day was 1200 in over 11 trades.

The stock hit an intraday high of Rs. 12.97 and intraday low of 12.90. The net turnover during the day was Rs. 15527.00.