Gowra Leasing & Finance Q1 FY27 Net Profit Surges 123% Year-on-Year to ₹288.32 Lakh

Gowra Leasing & Finance Limited has released its unaudited financial results for the first quarter of the fiscal year 2026-27 ended June 30, 2026. The financial services firm has started the new fiscal year with substantial top-line and bottom-line growth, recording a triple-digit year-on-year increase in profitability alongside clean sequential expansions.

Key Financial Scorecard

Total Revenue from Operations: ₹395.64 lakh, up 51.24% vs ₹261.60 lakh in Q1 FY26.

Total Combined Revenue: ₹459.14 lakh, up 75.08% vs ₹262.25 lakh in Q1 FY26.

Profit Before Tax (PBT): ₹384.44 lakh, up 122.85% vs ₹172.51 lakh in Q1 FY26.

Net Profit for the Period: ₹288.32 lakh, up 123.35% vs ₹129.09 lakh in Q1 FY26.

Income Architecture & Growth Velocity

For the three-month period ended June 30, 2026, Gowra Leasing generated an Interest Income of ₹389.82 lakh, which remains the primary catalyst of the firm's balance sheet. This marks a 49.03% growth over the ₹261.57 lakh generated in the corresponding quarter of the previous year, and a solid sequential gain of 32.04% against the ₹295.22 lakh recorded in the sequential fourth quarter (Q4 FY26).

With supplementary fee lines and other operational charges adding ₹5.82 lakh, the Total Revenue from Operations settled at ₹395.64 lakh. Bolstered by a sharp bump in non-operating Other Income, which stood at ₹63.50 lakh (up from just ₹0.65 lakh in Q1 FY26), the company's Total Revenue climbed to ₹459.14 lakh, significantly outpacing the ₹320.64 lakh recorded sequentially in the March quarter.

Cost Optimization & Lower Operational Drag

A key highlights of Gowra Leasing's Q1 FY27 performance was a notable contraction in total outgoings. Total Expenses declined to ₹74.70 lakh, down 16.76% from the ₹89.74 lakh recorded in the year-ago quarter.

Finance Costs: Interest obligations and borrowing leverage expenses dropped down to ₹47.26 lakh compared to ₹68.38 lakh year-on-year, indicating a more efficient capital mix.

Employee Benefits: Human capital and personnel compensation outlays remained structurally stable at ₹13.66 lakh, down from ₹17.21 lakh sequentially.

Other Expenses: General administrative and miscellaneous business overheads stood at ₹13.53 lakh, while asset depreciation and amortization was noted at a nominal ₹0.25 lakh.

Asset Quality: Notably, the company required zero allocations (0.00) toward impairment allowances or credit loan provisions during the current quarter.

Profitability and Shareholder Gains

Driven by a scaling top-line and shrinking overheads, the pre-tax earnings power accelerated dramatically. The firm's Profit Before Tax (PBT) reached ₹384.44 lakh, achieving a massive 47.82% expansion sequentially over the ₹260.07 lakh logged in Q4 FY26.

Following a total tax outgo provision of ₹96.12 lakh-which consisted of a current tax liability of ₹97.86 lakh scaled down by a prior year tax adjustment credit of ₹0.64 lakh and a deferred tax credit of ₹1.10 lakh-Gowra Leasing established a Net Profit of ₹288.32 lakh.

With zero movements recorded under other comprehensive income (OCI), the total comprehensive income matched the net profit baseline. Reflecting an expanded paid-up equity share capital base of ₹774.79 lakh (equity shares with a face value of ₹10 each), both basic and diluted Earnings Per Share (EPS) for the quarter vaulted up to ₹3.72 per share, a noticeable jump over the ₹2.37 per share reported in Q1 FY26 and ₹2.53 per share in Q4 FY26.

Shares of GOWRA LEASING & FINANCE LTD. was last trading in BSE at Rs. 94.20 as compared to the previous close of Rs. 95.15. The total number of shares traded during the day was 9262 in over 70 trades.

The stock hit an intraday high of Rs. 99.90 and intraday low of 93.00. The net turnover during the day was Rs. 886331.00.

Source : Equity Bulls

Keywords

GOWRALEASINGandFINANCE INE225G01012 NBFC Q1FY27 Q1FY2027 ResultUpdate