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HDFC Bank Sustains Double-Digit Growth: 12% rise in Deposits and Advances as of December 2025



Posted On : 2026-01-05 08:14:38( TIMEZONE : IST )

HDFC Bank Sustains Double-Digit Growth: 12% rise in Deposits and Advances as of December 2025

HDFC Bank Limited maintained its growth trajectory into Q3 FY26, with key business volumes reflecting resilience and expansion as of December 31, 2025. Gross advances at period-end reached ₹28,445 billion, marking an 11.9% year-over-year (YoY) increase from ₹25,426 billion in December 2024. Advances under management averaged ₹28,639 billion (advances grossing up for inter-bank participation certificates, bills rediscounted and securitisation / assignment) over the quarter (up 9.0% YoY), with period-end figures at ₹29,460 billion (+9.8% YoY from ₹26,839 billion).

The Bank's period end advances under management were approximately ₹ 29,460 billion as of December 31, 2025, a growth of around 9.8% over ₹ 26,839 billion as of December 31, 2024.

The Bank's period end gross advances aggregated to approximately ₹ 28,445 billion as of December 31, 2025, a growth of around 11.9% over ₹ 25,426 billion as of December 31, 2024.

The Bank's average deposits were ₹ 27,524 billion for the December 2025 quarter, a growth of around 12.2% over ₹ 24,528 billion for the corresponding December 2024 period.

The Bank's average CASA deposits were ₹ 8,984 billion for the December 2025 quarter, a growth of around 9.9% over ₹ 8,176 billion for the corresponding December 2024 period.

The Bank's average time deposits were ₹ 18,539 billion for the December 2025 quarter, a growth of around 13.4% over ₹ 16,352 billion for the corresponding December 2024 period.

The Bank's period end deposits were approximately ₹ 28,595 billion as of December 31, 2025, a growth of around 11.5% over ₹ 25,638 billion as of December 31, 2024.

The Bank's period end CASA deposits were approximately ₹ 9,610 billion as of December 31, 2025, a growth of around 10.1% over ₹ 8,727 billion as of December 31, 2024.

The Bank's period end time deposits were approximately ₹ 18,985 billion as of December 31, 2025, a growth of around 12.3% over ₹ 16,911 billion as of December 31, 2024.

Sequential progress from September 30, 2025-when gross advances stood at ₹27,692 billion and deposits at ₹28,018 billion-highlights steady quarterly momentum. Compared to March 31, 2025 (advances ₹26,435 billion, deposits ₹27,147 billion), the bank continues building scale post-merger integration.

HDFC Bank's double-digit YoY expansion across advances and deposits, underpinned by a stable CASA mix, reaffirms its leadership in retail and wholesale banking. This performance, amid moderating loan growth from peak merger levels, signals maturing synergies and customer franchise depth.

The results of the Bank as of December 31, 2025, will be subject to a limited review by the statutory auditors of the Bank.

Shares of HDFC Bank Limited was last trading in BSE at Rs. 1001.20 as compared to the previous close of Rs. 990.75. The total number of shares traded during the day was 341045 in over 7815 trades.

The stock hit an intraday high of Rs. 1003.00 and intraday low of 988.95. The net turnover during the day was Rs. 340475362.00.

Source : Equity Bulls

Keywords

HDFCBank INE040A01034 HDB Q3FY26 BusinessUpdate