Jammu & Kashmir Bank Posts 13.3% YoY Growth in Business for Q3 FY2025-26

Jammu & Kashmir Bank Limited (J&K Bank) released its provisional results for the quarter ended December 31, 2025, reflecting a solid expansion in total business and lending activity, alongside a modest dip in the investment book. The figures are provisional and subject to audit/review.

Key Highlights (₹ Crore)

Total Business: 2,72,109.27, up 13.34% YoY from 2,40,080.49 in December 2024.

Total Deposits: 1,55,861.35, up 10.58% YoY from 1,40,947.14.

CASA Deposits: 68,736.27, up 1.25% YoY from 67,887.38; CASA ratio at 44.10%, down from 48.17% a year ago.

Gross Advances: 1,16,247.92, up 17.26% YoY from 99,133.35.

Gross Investments: 40,535.76, down 2.07% YoY from 41,394.29.

The Q3 FY2025-26 provisional numbers show a healthy acceleration in gross advances, underscoring the bank's emphasis on expanding credit across its operating footprint.

Deposits grew in line with cautious funding strategies, although the CASA share has moderated, contributing to a lower CASA ratio versus the prior year.

The investment book contracted modestly, reflecting a shift toward liquidity management or reallocation amid market dynamics.

The total business growth of 13.34% YoY indicates a broad-based expansion across both deposits and lending.

*The figures are provisional and are subject to audit/review.

#The Total Business reported above includes Deposits and Gross Advances.

Shares of The Jammu & Kashmir Bank Limited was last trading in BSE at Rs. 102.35 as compared to the previous close of Rs. 101.05. The total number of shares traded during the day was 257585 in over 1530 trades.

The stock hit an intraday high of Rs. 102.75 and intraday low of 100.90. The net turnover during the day was Rs. 26256691.00.

Source : Equity Bulls

Keywords

TheJammuandKashmirBank INE168A01041 Q3FY26 BusinessUpdate Provisional