2025-05-02 11:01:51
Latest Post
Godrej Agrovet Limited consolidated Q4FY25 net profit drops QoQ to Rs. 70.78 crores
L G Balakrishnan & Bros Ltd posts Rs. 84.03 crores consolidated profit in Q4FY25
Swastika Investmart Ltd Q4 FY2025 consolidated profit slumps to Rs. 27.17 lakhs
Vertex Securities Ltd consolidated Q4 FY25 loss at Rs. 53.99 lakhs
The Federal Bank Limited consolidated Q4FY25 PAT jumps to Rs. 1108.31 crores
Stock Report
Equitas Small Finance Bank Q1FY23 net profit drops QoQ to Rs. 97 crores
Posted On : 2022-07-29 10:23:39( TIMEZONE : IST )
Equitas Small Finance Bank Limited has reported Standalone financial results for the period ended June 30, 2022.
Financial Results (Q1 FY2023) - QoQ Comparison
The company has reported total income of Rs. 1073.6190 crores during the period ended June 30, 2022 as compared to Rs. 1043.9751 crores during the period ended March 31, 2022.
The company has posted net profit / (loss) of Rs. 97.0052 crores for the period ended June 30, 2022 as against net profit / (loss) of Rs. 119.5089 crores for the period ended March 31, 2022.
The company has reported EPS of Rs. 0.77 for the period ended June 30, 2022 as compared to Rs. 0.99 for the period ended March 31, 2022.
| Financials | Q1 FY2023 | Q4 FY2022 | % Change |
| Total Income | ₹1073.6190 crs | ₹1043.9751 crs |  2.84% |
| Net Profit | ₹97.0052 crs | ₹119.5089 crs |  -18.83% |
| EPS | ₹0.77 | ₹0.99 | -22.22% |
Financial Results (Q1 FY2023) - YoY Comparison
The company has reported total income of Rs.1073.6190 crores during the period ended June 30, 2022 as compared to Rs.922.5473 crores during the period ended June 30, 2021.
The company has posted net profit / (loss) of Rs.97.0052 crores for the period ended June 30, 2022 as against net profit / (loss) of Rs.11.9259 crores for the period ended June 30, 2021.
The company has reported EPS of Rs.0.77 for the period ended June 30, 2022 as compared to Rs.0.10 for the period ended June 30, 2021.
| Financials | Q1 FY2023 | Q1 FY2022 | % Change |
| Total Income | ₹1073.6190 crs | ₹922.5473 crs | 16.38% |
| Net Profit | ₹97.0052 crs | ₹11.9259 crs | 713.40% |
| EPS | ₹0.77 | ₹0.10 | 670.00% |
Asset Quality:
| Asset Quality | Q1 FY2023 | Q4 FY2022 | Q1 FY2022 |
| Gross NPA | ₹855.9992 crs | ₹837.1836 crs | ₹816.1705 crs |
| Gross NPA % | 4.10% | 4.24% | 4.76% |
| Net NPA | ₹441.2177 crs | ₹479.4751 crs | ₹398.2237 crs |
| Net NPA % | 2.15% | 2.47% | 2.38% |
Gross NPA was at ₹ 855.9992 crs in Q1 FY2023 against ₹ 816.1705 crs in Q1 FY2022. The same was at ₹ 837.1836 crs in Q4 FY2022.
Net NPA was at ₹ 441.2177 crs in Q1 FY2023 against ₹ 398.2237 crs in Q1 FY2022. The same was at ₹ 479.4751 crs in Q4 FY2022.
GNPA was at 4.10% of Gross advances as on June 30, 2022 as compared to 4.76% as on June 30, 2021 and 4.24% as of March 31, 2022.
Net NPA was at 2.15% of Gross advances as on June 30, 2022 as compared to 2.38% as on June 30, 2021 and 2.47% as of March 31, 2022.
| Ratios | Q1 FY2023 | Q4 FY2022 | Q1 FY2022 |
| RoA % | 0.33% | 0.43% | 0.05% | CAR (BASEL III) % | 24.62% | 25.15% | 24.07% |
Return on Average Assets (RoA) is at 0.33% for Q1 FY2023 against 0.43% in Q4 FY2022 and 0.05% in Q1 FY2022.
In Q1 FY2023, Bank's total Capital Adequacy Ratio (CAR) was at 24.62%, as compared to 25.15% in Q4 FY2022 and 24.07% in Q1 FY2022.
Shares of Equitas Small Finance Bank Limited was last trading in BSE at Rs. 46.35 as compared to the previous close of Rs. 46.40. The total number of shares traded during the day was 195464 in over 1932 trades.
The stock hit an intraday high of Rs. 47.20 and intraday low of 46.10. The net turnover during the day was Rs. 9146083.00.
