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IndusInd Bank Goes Live with Next-Gen UPI Processing Platform

Posted On : 2026-02-25 16:36:02( TIMEZONE : IST )

IndusInd Bank, today, announced that its digital banking channels are now live on the Next-gen UPI processing platform, marking a transformative leap in India's real-time payments ecosystem. This new platform sets a fresh benchmark in digital banking by combining advanced speed, scalability, and reliability to deliver uninterrupted, high-performance payment experiences for millions of customers of the Bank as well as merchants across the country.

Christened UPI 6.0, the platform is a 6th generation upgrade built by Mindgate Solutions', on a hyperscalable, cloud-ready and resilient architecture which offers a state-of-the-art real-time payments stack.

IndusInd Bank is the first private bank to go live on this next-gen processing platform, for both Issuer and Acquirer services on the cloud. This upgrade delivers 30% faster recovery time (RTO) and provides up to 75% higher scalability headroom with the current infrastructure.

"At IndusInd Bank, our digital-first approach is driven by the foremost goal of enhancing customer experience," said Ravi Pangal, Chief Information Officer, IndusInd Bank. "The next-generation UPI processing platform is another step forward in our commitment to deliver speed, resilience, and trust in every transaction. This milestone aligns seamlessly with our Digital strategy to create future-ready, intelligent banking ecosystems that serve individuals, merchants, and enterprises in real time."

The next-gen UPI processing platform is designed to deliver sub-second response times, near-zero technical declines, and seamless disaster recovery within minutes. Together, these capabilities ensure superior transaction reliability and operational continuity, even during peak volumes.

IndusInd Bank's Digital 2.0 strategy focuses on creating a seamless, secure, and intuitive banking ecosystem. The launch of its next-generation UPI processing platform reinforces this vision, delivering faster, resilient, and real-time payment experiences for customers.