Niyogin Fintech Limited (BSE: 538772), a publicly listed fintech platform, announced a strong performance update for the third quarter ended December 31, 2025. The company demonstrated resilience across core businesses amid evolving market dynamics in unsecured lending.
Strategic Execution Amid Market Caution
Tashwinder Singh, CEO and Managing Director, commented, "During the quarter, we delivered resilient performance across our core businesses, supported by strong execution and traction in our platform-led offerings. In light of evolving conditions in select unsecured lending segments, we adopted a more cautious approach to loan disbursements while inking new partnerships to scale in the coming quarters."
This balanced strategy highlights Niyogin's focus on risk management while positioning for future expansion through strategic alliances.
IserveU Tech: Robust Momentum Continues
Niyogin's flagship technology arm, IserveU, maintained strong momentum with robust revenue growth and an expanding order book. The IserveU Tech order book now stands at an impressive ₹620 crore, signaling significant future revenue visibility and client confidence in its digital lending and financial infrastructure solutions.
Disciplined Growth Focus
The company emphasized its commitment to disciplined profitable growth, portfolio quality, and long-term value creation. By tempering disbursements in high-risk unsecured segments while scaling platform offerings, Niyogin balances immediate prudence with medium-term growth potential.
Niyogin Fintech's Q3 performance underscores its ability to navigate sector headwinds through technology-led diversification and risk-conscious expansion. The substantial ₹620 Cr IserveU order book positions the company favorably for FY26 and beyond, particularly as digital lending infrastructure demand accelerates across India's fintech ecosystem.
Note: All numbers mentioned are provisional and subject to approval by the Audit Committee, Board of Directors, and Statutory Auditors.
Shares of Niyogin Fintech Ltd was last trading in BSE at Rs. 50.98 as compared to the previous close of Rs. 49.42. The total number of shares traded during the day was 112851 in over 294 trades.
The stock hit an intraday high of Rs. 52.00 and intraday low of 48.55. The net turnover during the day was Rs. 5663347.00.