Stock Report

The City Union Bank Ltd Q2 FY2026 PAT up at Rs. 328.58 crores

Posted On : 2025-11-03 22:18:47( TIMEZONE : IST )

City Union Bank Limited has reported Standalone financial results for the period ended September 30, 2025.

Financial Results (Q2 FY2026) - QoQ Comparison

The company has reported total income of Rs. 1912.2594 crores during the period ended September 30, 2025 as compared to Rs. 1849.2040 crores during the period ended June 30, 2025.

The company has posted net profit / (loss) of Rs. 328.5856 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs. 305.9196 crores for the period ended June 30, 2025.

The company has reported EPS of Rs. 4.41 for the period ended September 30, 2025 as compared to Rs. 4.10 for the period ended June 30, 2025.

Financials	Q2 FY2026	Q1 FY2026	% Change
Total Income	₹1912.2594 crs	₹1849.2040 crs	3.41%
Net Profit	₹328.5856 crs	₹305.9196 crs	7.41%
EPS	₹4.41	₹4.10	7.56%

Financial Results (Q2 FY2026) - YoY Comparison

The company has reported total income of Rs.1912.2594 crores during the period ended September 30, 2025 as compared to Rs.1660.2663 crores during the period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.328.5856 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs.285.1771 crores for the period ended September 30, 2024.

The company has reported EPS of Rs.4.41 for the period ended September 30, 2025 as compared to Rs.3.82 for the period ended September 30, 2024.

Financials	Q2 FY2026	Q2 FY2025	% Change
Total Income	₹1912.2594 crs	₹1660.2663 crs	15.18%
Net Profit	₹328.5856 crs	₹285.1771 crs	15.22%
EPS	₹4.41	₹3.82	15.45%

Financial Results (Half Year Ended FY2026) - YoY Comparison

The company has reported total income of Rs.3761.4634 crores during the 6 Months period ended September 30, 2025 as compared to Rs.3241.0398 crores during the 6 Months period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.634.5052 crores for the 6 Months period ended September 30, 2025 as against net profit / (loss) of Rs.549.6674 crores for the 6 Months period ended September 30, 2024.

The company has reported EPS of Rs.8.51 for the 6 Months period ended September 30, 2025 as compared to Rs.7.37 for the 6 Months period ended September 30, 2024.

Financials	Half Year Ended FY2026	Half Year Ended FY2025	% Change
Total Income	₹3761.4634 crs	₹3241.0398 crs	16.06%
Net Profit	₹634.5052 crs	₹549.6674 crs	15.43%
EPS	₹8.51	₹7.37	15.47%

Asset Quality:

Asset Quality	Q2 FY2026	Q1 FY2026	Q2 FY2025
Gross NPA	₹1393.2199 crs	₹1616.9840 crs	₹1725.5001 crs
Gross NPA %	2.42%	2.99%	3.54%
Net NPA	₹512.8607 crs	₹634.5506 crs	₹775.0220 crs
Net NPA %	0.90%	1.20%	1.62%

Gross NPA was at ₹ 1393.2199 crs in Q2 FY2026 against ₹ 1725.5001 crs in Q2 FY2025. The same was at ₹ 1616.9840 crs in Q1 FY2026.

Net NPA was at ₹ 512.8607 crs in Q2 FY2026 against ₹ 775.0220 crs in Q2 FY2025. The same was at ₹ 634.5506 crs in Q1 FY2026.

GNPA was at 2.42% of Gross advances as on September 30, 2025 as compared to 3.54% as on September 30, 2024 and 2.99% as of June 30, 2025.

Net NPA was at 0.90% of Gross advances as on September 30, 2025 as compared to 1.62% as on September 30, 2024 and 1.20% as of June 30, 2025.

Ratios	Q2 FY2026	Q1 FY2026	Q2 FY2025
RoA %	1.59%	1.55%	1.59%
CAR (BASEL III) %	21.68%	23.10%	22.98%

Return on Average Assets (RoA) is at 1.59% for Q2 FY2026 against 1.55% in Q1 FY2026 and 1.59% in Q2 FY2025.

In Q2 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 21.68%, as compared to 23.10% in Q1 FY2026 and 22.98% in Q2 FY2025.

Shares of City Union Bank Limited was last trading in BSE at Rs. 235.90 as compared to the previous close of Rs. 229.10. The total number of shares traded during the day was 101440 in over 2555 trades.

The stock hit an intraday high of Rs. 236.95 and intraday low of 227.55. The net turnover during the day was Rs. 23776551.00.