Indian Overseas Bank reports consolidated PAT of Rs. 1227.90 crores in Q2 FY2026

Indian Overseas Bank has reported Consolidated financial results for the period ended September 30, 2025.

Financial Results (Q2 FY2026) - QoQ Comparison

The company has reported total income of Rs. 9216.33 crores during the period ended September 30, 2025 as compared to Rs. 8867.88 crores during the period ended June 30, 2025.

The company has posted net profit / (loss) of Rs. 1227.90 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs. 1111.69 crores for the period ended June 30, 2025.

The company has reported EPS of Rs. 0.65 for the period ended September 30, 2025 as compared to Rs. 0.61 for the period ended June 30, 2025.

Financials	Q2 FY2026	Q1 FY2026	% Change
Total Income	₹ 9216.33 crs	₹8867.88 crs	3.93%
Net Profit	₹1227.90 crs	₹1111.69 crs	10.45%
EPS	₹0.65	₹0.61	6.56%

Financial Results (Q2 FY2026) - YoY Comparison

The company has reported total income of Rs. 9216.33 crores during the period ended September 30, 2025 as compared to Rs.8487.53 crores during the period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.1227.90 crores for the period ended September 30, 2025 as against net profit / (loss) of Rs.777.25 crores for the period ended September 30, 2024.

The company has reported EPS of Rs.0.65 for the period ended September 30, 2025 as compared to Rs.0.41 for the period ended September 30, 2024.

Financials	Q2 FY2026	Q2 FY2025	% Change
Total Income	₹ 9216.33 crs	₹8487.53 crs	8.59%
Net Profit	₹1227.90 crs	₹777.25 crs	57.98%
EPS	₹0.65	₹0.41	58.54%

Financial Results (Half Year Ended FY2026) - YoY Comparison

The company has reported total income of Rs.18084.21 crores during the 6 Months period ended September 30, 2025 as compared to Rs.16059.82 crores during the 6 Months period ended September 30, 2024.

The company has posted net profit / (loss) of Rs.2339.59 crores for the 6 Months period ended September 30, 2025 as against net profit / (loss) of Rs.1410.73 crores for the 6 Months period ended September 30, 2024.

The company has reported EPS of Rs.1.27 for the 6 Months period ended September 30, 2025 as compared to Rs.0.76 for the 6 Months period ended September 30, 2024.

Financials	Half Year Ended FY2026	Half Year Ended FY2025	% Change
Total Income	₹18084.21 crs	₹16059.82 crs	12.61%
Net Profit	₹2339.59 crs	₹1410.73 crs	65.84%
EPS	₹1.27	₹0.76	67.11%

Asset Quality:

Asset Quality	Q2 FY2026	Q1 FY2026	Q2 FY2025
Gross NPA	₹5078.27 crs	₹5178.46 crs	₹6249.07 crs
Gross NPA %	1.83%	1.97%	2.72%
Net NPA	₹776.39 crs	₹816.38 crs	₹1059.25 crs
Net NPA %	0.28%	0.32%	0.47%

Gross NPA was at ₹ 5078.27 crs in Q2 FY2026 against ₹ 6249.07 crs in Q2 FY2025. The same was at ₹ 5178.46 crs in Q1 FY2026.

Net NPA was at ₹ 776.39 crs in Q2 FY2026 against ₹ 1059.25 crs in Q2 FY2025. The same was at ₹ 816.38 crs in Q1 FY2026.

GNPA was at 1.83% of Gross advances as on September 30, 2025 as compared to 2.72% as on September 30, 2024 and 1.97% as of June 30, 2025.

Net NPA was at 0.28% of Gross advances as on September 30, 2025 as compared to 0.47% as on September 30, 2024 and 0.32% as of June 30, 2025.

Ratios	Q2 FY2026	Q1 FY2026	Q2 FY2025
RoA %	1.20%	1.14%	0.82%
CAR (BASEL III) %	17.94%	18.28%	17.45%

Return on Average Assets (RoA) is at 1.20% for Q2 FY2026 against 1.14% in Q1 FY2026 and 0.82% in Q2 FY2025.

In Q2 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 17.94%, as compared to 18.28% in Q1 FY2026 and 17.45% in Q2 FY2025.

Shares of Indian Overseas Bank was last trading in BSE at Rs. 40.23 as compared to the previous close of Rs. 38.60. The total number of shares traded during the day was 1346300 in over 3722 trades.

The stock hit an intraday high of Rs. 40.44 and intraday low of 38.53. The net turnover during the day was Rs. 53630603.00.

Source : Equity Bulls

Keywords

IndianOverseasBank Q2FY26 Q2FY2026 H1FY26 H1FY2026 ResultUpdate IOB