Stock Report

Bandhan Bank Ltd Q4 FY2025 consolidated profit falls QoQ to Rs. 317.90 crores

Posted On : 2025-05-01 23:31:33( TIMEZONE : IST )

Bandhan Bank Limited has reported Standalone financial results for the period ended March 31, 2025.

Financial Results (Q4 FY2025) - QoQ Comparison

The company has reported total income of Rs. 6133.4823 crores during the period ended March 31, 2025 as compared to Rs. 6590.5576 crores during the period ended December 31, 2024.

The company has posted net profit / (loss) of Rs. 317.9043 crores for the period ended March 31, 2025 as against net profit / (loss) of Rs. 426.4857 crores for the period ended December 31, 2024.

The company has reported EPS of Rs. 1.97 for the period ended March 31, 2025 as compared to Rs. 2.65 for the period ended December 31, 2024.

Financials	Q4 FY2025	Q3 FY2025	% Change
Total Income	₹ 6133.4823 crs	₹6590.5576 crs	-6.94%
Net Profit	₹317.9043 crs	₹426.4857 crs	-25.46%
EPS	₹1.97	₹2.65	-25.66%

Financial Results (Q4 FY2025) - YoY Comparison

The company has reported total income of Rs. 6133.4823 crores during the period ended March 31, 2025 as compared to Rs.5890.2253 crores during the period ended March 31, 2024.

The company has posted net profit / (loss) of Rs.317.9043 crores for the period ended March 31, 2025 as against net profit / (loss) of Rs.54.6257 crores for the period ended March 31, 2024.

The company has reported EPS of Rs.1.97 for the period ended March 31, 2025 as compared to Rs.0.34 for the period ended March 31, 2024.

Financials	Q4 FY2025	Q4 FY2024	% Change
Total Income	₹ 6133.4823 crs	₹5890.2253 crs	4.13%
Net Profit	₹317.9043 crs	₹54.6257 crs	481.97%
EPS	₹1.97	₹0.34	479.41%

Financial Results (Year Ended FY2025) - YoY Comparison

The company has reported total income of Rs.24914.8287 crores during the Financial Year ended March 31, 2025 as compared to Rs.21041.0381 crores during the Financial Year ended March 31, 2024.

The company has posted net profit / (loss) of Rs.2745.2955 crores for the Financial Year ended March 31, 2025 as against net profit / (loss) of Rs.2229.5627 crores for the Financial Year ended March 31, 2024.

The company has reported EPS of Rs.17.04 for the Financial Year ended March 31, 2025 as compared to Rs.13.84 for the Financial Year ended March 31, 2024.

Financials	Year Ended FY2025	Year Ended FY2024	% Change
Total Income	₹24914.8287 crs	₹21041.0381 crs	18.41%
Net Profit	₹2745.2955 crs	₹2229.5627 crs	23.13%
EPS	₹17.04	₹13.84	23.12%

Asset Quality:

Asset Quality	Q4 FY2025	Q3 FY2025	Q4 FY2024
Gross NPA	₹6435.5616 crs	₹6178.5036 crs	₹4784.8821 crs
Gross NPA %	4.71%	4.68%	3.84%
Net NPA	₹1692.8492 crs	₹1636.6958 crs	₹1347.6107 crs
Net NPA %	1.28%	1.28%	1.11%

Gross NPA was at ₹ 6435.5616 crs in Q4 FY2025 against ₹ 4784.8821 crs in Q4 FY2024. The same was at ₹ 6178.5036 crs in Q3 FY2025.

Net NPA was at ₹ 1692.8492 crs in Q4 FY2025 against ₹ 1347.6107 crs in Q4 FY2024. The same was at ₹ 1636.6958 crs in Q3 FY2025.

GNPA was at 4.71% of Gross advances as on March 31, 2025 as compared to 3.84% as on March 31, 2024 and 4.68% as of December 31, 2024.

Net NPA was at 1.28% of Gross advances as on March 31, 2025 as compared to 1.11% as on March 31, 2024 and 1.28% as of December 31, 2024.

Ratios	Q4 FY2025	Q3 FY2025	Q4 FY2024
RoA %	0.17%	0.24%	0.03%
CAR (BASEL III) %	18.71%	14.54%	14.69%

Return on Average Assets (RoA) is at 0.17% for Q4 FY2025 against 0.24% in Q3 FY2025 and 0.03% in Q4 FY2024.

In Q4 FY2025, Bank's total Capital Adequacy Ratio (CAR) was at 18.71%, as compared to 14.54% in Q3 FY2025 and 14.69% in Q4 FY2024.

Shares of Bandhan Bank Limited was last trading in BSE at Rs. 165.65 as compared to the previous close of Rs. 167.85. The total number of shares traded during the day was 239600 in over 2543 trades.

The stock hit an intraday high of Rs. 167.85 and intraday low of 163.60. The net turnover during the day was Rs. 39667513.00.