YES BANK reports consolidated PAT of Rs. 619.38 crores in Q3FY25

Yes Bank Limited has reported Consolidated financial results for the period ended December 31, 2024.

Financial Results (Q3 FY2025) - QoQ Comparison

The company has reported total income of Rs. 9416.05 crores during the period ended December 31, 2024 as compared to Rs. 9225.45 crores during the period ended September 30, 2024.

The company has posted net profit / (loss) of Rs. 619.38 crores for the period ended December 31, 2024 as against net profit / (loss) of Rs. 566.59 crores for the period ended September 30, 2024.

The company has reported EPS of Rs. 0.20 for the period ended December 31, 2024 as compared to Rs. 0.18 for the period ended September 30, 2024.

Financials	Q3 FY2025	Q2 FY2025	% Change
Total Income	₹ 9416.05 crs	₹9225.45 crs	2.07%
Net Profit	₹619.38 crs	₹566.59 crs	9.32%
EPS	₹0.20	₹0.18	11.11%

Financial Results (Q3 FY2025) - YoY Comparison

The company has reported total income of Rs. 9416.05 crores during the period ended December 31, 2024 as compared to Rs.8243.46 crores during the period ended December 31, 2023.

The company has posted net profit / (loss) of Rs.619.38 crores for the period ended December 31, 2024 as against net profit / (loss) of Rs.242.59 crores for the period ended December 31, 2023.

The company has reported EPS of Rs.0.20 for the period ended December 31, 2024 as compared to Rs.0.08 for the period ended December 31, 2023.

Financials	Q3 FY2025	Q3 FY2024	% Change
Total Income	₹ 9416.05 crs	₹8243.46 crs	14.22%
Net Profit	₹619.38 crs	₹242.59 crs	155.32%
EPS	₹0.20	₹0.08	150.00%

Financial Results (9 Months Ended FY2025) - YoY Comparison

The company has reported total income of Rs.27637.78 crores during the 9 Months period ended December 31, 2024 as compared to Rs.23861.29 crores during the 9 Months period ended December 31, 2023.

The company has posted net profit / (loss) of Rs.1701.96 crores for the 9 Months period ended December 31, 2024 as against net profit / (loss) of Rs.817.91 crores for the 9 Months period ended December 31, 2023.

The company has reported EPS of Rs.0.54 for the 9 Months period ended December 31, 2024 as compared to Rs.0.28 for the 9 Months period ended December 31, 2023.

Financials	9 Months Ended FY2025	9 Months Ended FY2024	% Change
Total Income	₹27637.78 crs	₹23861.29 crs	15.83%
Net Profit	₹1701.96 crs	₹817.91 crs	108.09%
EPS	₹0.54	₹0.28	92.86%

Asset Quality:

Asset Quality	Q3 FY2025	Q2 FY2025	Q3 FY2024
Gross NPA	₹3963.47 crs	₹3889.43 crs	₹4457.41 crs
Gross NPA %	1.6%	1.6%	2%
Net NPA	₹1142.62 crs	₹1168.02 crs	₹1934.36 crs
Net NPA %	0.5%	0.5%	0.9%

Gross NPA was at ₹ 3963.47 crs in Q3 FY2025 against ₹ 4457.41 crs in Q3 FY2024. The same was at ₹ 3889.43 crs in Q2 FY2025.

Net NPA was at ₹ 1142.62 crs in Q3 FY2025 against ₹ 1934.36 crs in Q3 FY2024. The same was at ₹ 1168.02 crs in Q2 FY2025.

GNPA was at 1.6% of Gross advances as on December 31, 2024 as compared to 2% as on December 31, 2023 and 1.6% as of September 30, 2024.

Net NPA was at 0.5% of Gross advances as on December 31, 2024 as compared to 0.9% as on December 31, 2023 and 0.5% as of September 30, 2024.

Ratios	Q3 FY2025	Q2 FY2025	Q3 FY2024
RoA %	0.6%	0.5%	0.3%
CAR (BASEL III) %	15.2%	15.7%	16%

Return on Average Assets (RoA) is at 0.6% for Q3 FY2025 against 0.5% in Q2 FY2025 and 0.3% in Q3 FY2024.

In Q3 FY2025, Bank's total Capital Adequacy Ratio (CAR) was at 15.2%, as compared to 15.7% in Q2 FY2025 and 16% in Q3 FY2024.

Shares of Yes Bank Limited was last trading in BSE at Rs. 18.25 as compared to the previous close of Rs. 18.48. The total number of shares traded during the day was 9525366 in over 21249 trades.

The stock hit an intraday high of Rs. 18.63 and intraday low of 18.14. The net turnover during the day was Rs. 174490260.00.

Source : Equity Bulls

Keywords

YESBANK Q3FY25 9MFY25 Q3FY2025 9MFY2025 ResultUpdate