Aptus Value Housing Finance Reports Strong Revenue Growth for Q1 FY27

Housing finance provider Aptus Value Housing Finance India Limited has published its unaudited standalone and consolidated financial results for the first quarter ended June 30, 2026. Driven by a double-digit expansion in core interest income and gains from derecognition of financial instruments, the company delivered solid year-over-year operational growth.

Consolidated Financial Performance

For Q1 FY27, Aptus Value Housing Finance achieved a 15.38% year-over-year growth in consolidated revenue from operations, reaching ₹60,028.55 lakh, up from ₹52,026.04 lakh recorded in Q1 FY26 (quarter ended June 30, 2025). Total consolidated income expanded to ₹61,065.40 lakh, compared to ₹53,014.28 lakh in the corresponding quarter last year.

                  Consolidated Total Income Trajectory
                               (₹ in Lakhs)

    65,000 ┬────────────────────────────────────────────────────────
           │                                          ┌──────────┐
    60,000 ┼───────────────────────────┌──────────┐   │ 61,065.40│
           │                           │ 59,311.88│   │          │
    55,000 ┼───────────┌──────────┐    │          │   │          │
           │           │ 53,014.28│    │          │   │          │
    50,000 ┴───────────┴──────────┴────┴──────────┴───┴──────────┴─
                        Q1 FY26         Q4 FY26        Q1 FY27

Consolidated Operating & Profitability Highlights

Interest Income: Rose 12.70% YoY to ₹52,915.91 lakh (up from ₹46,953.41 lakh in Q1 FY26).

Gain on Derecognition: Surged 55.22% YoY to ₹4,899.69 lakh (compared to ₹3,156.61 lakh in Q1 FY26).

Total Expenses: Stood at ₹28,155.97 lakh, up from ₹24,459.61 lakh in Q1 FY26, with finance costs accounting for ₹16,967.51 lakh and employee benefits expense at ₹6,400.64 lakh.

Profit Before Tax (PBT): Advanced 15.25% YoY to ₹32,909.43 lakh, compared to ₹28,554.67 lakh in the same period last year.

Net Profit After Tax: Climbed 19.01% YoY to ₹26,094.10 lakh, compared to ₹21,925.15 lakh in Q1 FY26.

Earnings Per Share (EPS): Basic and diluted EPS improved to ₹5.21 per equity share (face value of ₹2.00), up from ₹4.39 in Q1 FY26.

Standalone Financial Results

On a standalone basis, Aptus Value Housing Finance generated revenue from operations of ₹41,784.01 lakh for Q1 FY27, representing a 17.48% year-over-year increase compared to ₹35,566.90 lakh in Q1 FY26, and a sequential growth of 10.58% over ₹37,784.80 lakh in Q4 FY26. Total standalone income reached ₹42,814.15 lakh.

                   Standalone Revenue Breakdown (Q1 FY27)

    Interest Income                     [89.13%] ₹37,243.92L
    Gain on Derecognition (Amortised)   [7.40%] ₹3,092.52L
    Fees & Commission Income            [2.64%] ₹1,103.20L
    Net Gain on Fair Value Changes      [0.82%] ₹344.37L

Standalone Profitability Highlights

Profit Before Tax (PBT): Surged 22.44% YoY to ₹24,294.85 lakh, up from ₹19,842.54 lakh in Q1 FY26 and ₹21,317.62 lakh in Q4 FY26.

Tax Expenses: Total tax provision for the quarter was ₹5,022.57 lakh (current tax of ₹4,886.59 lakh and deferred tax of ₹135.98 lakh).

Net Profit After Tax: Expanded 24.56% YoY to ₹19,272.28 lakh, up from ₹15,472.73 lakh in Q1 FY26 and ₹17,647.07 lakh in Q4 FY26.

Earnings Per Share (EPS): Standalone basic and diluted EPS reached ₹3.85 per equity share, up from ₹3.10 in Q1 FY26 and ₹3.53 in Q4 FY26.

Shares of Aptus Value Housing Finance India Ltd was last trading in BSE at Rs. 261.55 as compared to the previous close of Rs. 277.05. The total number of shares traded during the day was 273877 in over 5070 trades.

The stock hit an intraday high of Rs. 288.35 and intraday low of 258.00. The net turnover during the day was Rs. 74340173.00.

Source : Equity Bulls

Keywords

AptusValueHousingFinance Q1FY27 Q1FY2027 ResultUpdate