Regency Fincorp Ltd raises ₹35 Crore Through Dual NCD Transactions, with Additional ₹25 Crore Greenshoe Option

Regency Fincorp Limited, a leading NBFC focused on providing accessible and customer-centric financial solutions, is pursuing two strategic debt fundraising transactions through Non-Convertible Debentures (NCDs), aggregating ₹35 crore, with an additional greenshoe option of ₹25 crore. The proceeds from both instruments will be utilised towards the Company's general corporate purposes and to finance and support its onward lending business operations, including expansion and growth of its loan portfolio, in accordance with applicable RBI guidelines.

The first transaction is getting executed on June 2, 2026 for Rs. 10 crores. Further, the Company has signed a term sheet for another tranche of listed NCD and the same is proposed to be issued and the issuance comprises a base issue size of ₹25 crore to be executed in third week of June, along with a greenshoe option to raise an additional ₹25 crore.

The borrowing is secured through a charge over the company's performing loan receivables, maintained at 1.25 times the outstanding amount, along with personal guarantees from Mr. Gaurav Kumar, Promoter, and Mr. Sarfaraz Mallick, Whole-time Director & CFO.

Sharing his thoughts, Mr. Sarfaraz Mallick, Whole-time Director & CFO, Regency Fincorp Limited said, "This fundraise marks a meaningful inflection point for Regency Fincorp. Over three decades, we have stayed true to our mission of extending financial access to underserved customers, microentrepreneurs, and MSMEs - reflecting the trust they have placed in our business, our team, and the work we have done over the years to build a responsible lending institution. These funds will allow us to reach more customers and grow our loan book in a measured and sustainable way. We remain committed to maintaining strong financial discipline as we scale."

Regency Fincorp remains committed to maintaining the highest standards of financial discipline and governance as it scales its operations in the years ahead.

Shares of Regency Fincorp Ltd was last trading in BSE at Rs. 33.24 as compared to the previous close of Rs. 34.24. The total number of shares traded during the day was 16755 in over 123 trades.

The stock hit an intraday high of Rs. 34.80 and intraday low of 33.00. The net turnover during the day was Rs. 560054.00.

Source : Equity Bulls

Keywords

RegencyFincorp INE964R01013 FinancialServices