Kissht delivers first results post-listing: FY26 PAT up 75% YoY to ₹281 Cr; AUM crosses ₹7,000 Cr milestone

OnEMI Technology Solutions Limited ("Kissht" or the "Company"), a technology-first digital lender to India's mass market and mass affluent segments, announced its audited consolidated and standalone financial results for the quarter and year ended March 31, 2026 on May 27, 2026. This is the Company's first set of results following its listing on NSE and BSE on May 08, 2026.

FY26 Performance Highlights

- AUM expanded 73% YoY to ₹7,066 Cr as on Mar-26, crossing a key scale milestone driven by sustained portfolio expansion across PL and LAP.

- Profit After Tax (PAT) up 75% YoY to ₹281 Cr, outpacing both AUM and topline growth, reflecting operating leverage and improving credit costs.

- RoAAUM at 5.05% (+22 bps YoY) and RoAE at 23.97% (+622 bps YoY).

- Cumulative customers served crossed 11.76 Mn (+28% YoY)

- GNPA (Stage 3) improved sharply to 2.12%, an improvement of 78 bps QoQ and 77 bps YoY

- Diluted EPS at ₹21.4 for FY26 (vs ₹12.8 in FY25, +67% YoY); Diluted BVPS at ₹113.1 as of Mar-26.

Q4 FY26 Performance Highlights

- AUM at ₹7,066 Cr, up 73% YoY and 19% QoQ.
- PAT at ₹82 Cr, up 57% YoY and 7% QoQ;
- RoAAUM at 5.05% (annualised); RoAE at 25.31% (+379 bps YoY).
- Diluted EPS at ₹6.2 for the quarter (vs ₹4.2 in Q4FY25, +48% YoY).

Mr. Ranvir Singh, Founder & CEO, Kissht, said: "FY26 marks a defining milestone in Kissht's journey as we present our first quarterly and annual results as a listed company. The year reflected the strength of our governance and risk management framework as the sector continued to navigate the after- effects of overleverage concerns witnessed during FY25. Our continued focus on model-based underwriting, disciplined portfolio management, and calibrated growth has enabled us to navigate the environment with resilience and consistency. With strong capitalisation post the IPO and a measurable improvement in portfolio quality, we are well placed to scale our franchise responsibly in FY27 and beyond."

Source : Equity Bulls

Keywords

OnEMITechnologySolutions Kissht Q4FY26 Q4FY2026 FY26 FY2026 ResultUpdate