Stock Report

YES BANK Announces Robust FY 2025-26 Results: Net Profit Surges 44%

Posted On : 2026-04-18 20:54:34( TIMEZONE : IST )

YES BANK Limited (NSE: YESBANK, BSE: 532648) has released its audited consolidated financial results for the fiscal year ended March 31, 2026. The bank demonstrated significant strength in its bottom-line performance and asset quality, marking a year of substantial recovery and growth.

Annual Financial Performance (FY26 vs. FY25)

The bank reported a sharp increase in profitability, driven by improved operating margins and lower provisioning requirements.

Net Profit: Surged to ₹3,511.71 crore for the full year, a 43.5% increase compared to ₹2,446.49 crore in the previous fiscal year.

Total Income: Stood at ₹37,292.75 crore, compared to ₹37,075.62 crore in FY25. While interest earned remained stable, "Other Income" grew significantly to ₹7,084.30 crore.

Operating Profit: Jumped to ₹5,555.81 crore, up from ₹4,309.54 crore in FY25, reflecting better cost efficiencies.

Asset Quality (NPA): Asset quality improved significantly. The Gross NPA ratio dropped to 1.3% (from 1.6% in FY25), and the Net NPA ratio improved to a healthy 0.2% (from 0.3% in FY25).

Quarterly Performance Highlights (Q4 FY26)

The final quarter of the fiscal year provided a strong finish, with net profit exceeding ₹1,000 crore.

Quarterly Net Profit: Recorded at ₹1,082.19 crore for Q4 FY26, a growth of 45.3% over the ₹744.53 crore reported in the same period last year.

Total Income (Q4): Reached ₹9,478.14 crore, compared to ₹9,437.85 crore in Q4 FY25.

Provisioning: Provisions and contingencies for the quarter were reduced to ₹187.55 crore, down from ₹317.79 crore in Q4 FY25.

Segmental and Capital Strength

YES BANK's diverse operations showed varying growth profiles across its main business verticals:

Segmental Results: The Corporate Banking and Treasury segments remained the primary profit drivers, contributing ₹3,195.69 crore and ₹2,760.03 crore in results for the year, respectively. The Retail Banking segment, while still reporting a loss, saw its deficit narrow significantly to ₹1,648.93 crore from ₹2,140.49 crore in FY25.

Capital Adequacy: The bank maintained a strong capital position with a Capital Adequacy Ratio (Basel III) of 15.4%.

Assets and Liabilities: Total consolidated assets grew to ₹4,70,204.07 crore, up from ₹4,24,115.93 crore in the previous year.

Shares of Yes Bank Limited was last trading in BSE at Rs. 20.20 as compared to the previous close of Rs. 19.95. The total number of shares traded during the day was 10328439 in over 39988 trades.

The stock hit an intraday high of Rs. 20.42 and intraday low of 19.83. The net turnover during the day was Rs. 206927336.00.