Stock Report

Bank of India Reports Strong FY26 Performance: RAM Advances Surge 18.6%

Posted On : 2026-04-04 19:29:52( TIMEZONE : IST )

Bank of India has released its provisional operational update for the financial year ending March 31, 2026. The bank demonstrated robust double-digit growth across its global and domestic portfolios, with a particularly strong performance in high-yield retail segments.

The bank's Global Business reached a new peak of ₹16.98 trillion, marking a healthy 14.53% Year-on-Year (YoY) growth. This expansion was fueled by balanced growth in both deposits and advances, reflecting a stable credit environment.

Key Financial Highlights

Lending Momentum: Global Gross Advances grew by 15.69% YoY to reach ₹7.71 trillion. Domestic advances showed even stronger momentum, increasing by 15.95% to reach ₹6.53 trillion.

RAM Segment Leadership: The RAM (Retail, Agriculture, and MSME) advances in the domestic market remained the primary growth engine, surging by 18.63% YoY to reach ₹3.83 trillion.

Deposit Base: Global Deposits increased by 13.58% YoY to ₹9.27 trillion. Domestic deposits contributed significantly to this base, crossing the ₹8 trillion mark with a 14.33% annual growth.

Sequential Growth: On a Quarter-on-Quarter (QoQ) basis, the bank maintained steady progress, with Global Business increasing from ₹16.28 trillion in December 2025 to ₹16.98 trillion in March 2026.

Note: These figures are provisional and are subject to review by the Statutory Central Auditors of the Bank.

Shares of Bank of India was last trading in BSE at Rs. 139.25 as compared to the previous close of Rs. 141.70. The total number of shares traded during the day was 363275 in over 5304 trades.

The stock hit an intraday high of Rs. 139.70 and intraday low of 134.50. The net turnover during the day was Rs. 49744592.00.