Stock Report

Suryoday Small Finance Bank Ltd Q1 FY26 PAT increases QoQ to Rs. 35.28 crores

Posted On : 2025-07-25 14:26:17( TIMEZONE : IST )

Suryoday Small Finance Bank Limited has reported Standalone financial results for the period ended June 30, 2025.

Financial Results (Q1 FY2026) - QoQ Comparison

The company has reported total income of Rs. 603.82 crores during the period ended June 30, 2025 as compared to Rs. 530.68 crores during the period ended March 31, 2025.

The company has posted net profit / (loss) of Rs. 35.28 crores for the period ended June 30, 2025 as against net profit / (loss) of Rs. -33.78 crores for the period ended March 31, 2025.

The company has reported EPS of Rs. 3.32 for the period ended June 30, 2025 as compared to Rs. -3.18 for the period ended March 31, 2025.

Financials	Q1 FY2026	Q4 FY2025	% Change
Total Income	₹603.82 crs	₹530.68 crs	13.78%
Net Profit	₹35.28 crs	₹-33.78 crs	204.44%
EPS	₹3.32	₹-3.18	204.40%

Financial Results (Q1 FY2026) - YoY Comparison

The company has reported total income of Rs.603.82 crores during the period ended June 30, 2025 as compared to Rs.558.27 crores during the period ended June 30, 2024.

The company has posted net profit / (loss) of Rs.35.28 crores for the period ended June 30, 2025 as against net profit / (loss) of Rs.70.06 crores for the period ended June 30, 2024.

The company has reported EPS of Rs.3.32 for the period ended June 30, 2025 as compared to Rs.6.55 for the period ended June 30, 2024.

Financials	Q1 FY2026	Q1 FY2025	% Change
Total Income	₹603.82 crs	₹558.27 crs	8.16%
Net Profit	₹35.28 crs	₹70.06 crs	-49.64%
EPS	₹3.32	₹6.55	-49.31%

Asset Quality:

Asset Quality	Q1 FY2026	Q4 FY2025	Q1 FY2025
Gross NPA	₹917.52 crs	₹733.84 crs	₹240.99 crs
Gross NPA %	8.46%	7.16%	2.84%
Net NPA	₹593.04 crs	₹457.02 crs	₹38.91 crs
Net NPA %	5.64%	4.58%	0.47%

Gross NPA was at ₹ 917.52 crs in Q1 FY2026 against ₹ 240.99 crs in Q1 FY2025. The same was at ₹ 733.84 crs in Q4 FY2025.

Net NPA was at ₹ 593.04 crs in Q1 FY2026 against ₹ 38.91 crs in Q1 FY2025. The same was at ₹ 457.02 crs in Q4 FY2025.

GNPA was at 8.46% of Gross advances as on June 30, 2025 as compared to 2.84% as on June 30, 2024 and 7.16% as of March 31, 2025.

Net NPA was at 5.64% of Gross advances as on June 30, 2025 as compared to 0.47% as on June 30, 2024 and 4.58% as of March 31, 2025.

Ratios	Q1 FY2026	Q4 FY2025	Q1 FY2025
RoA %	0.22%	-0.23%	0.56%
CAR (BASEL III) %	24.61%	25.83%	27.27%

Return on Average Assets (RoA) is at 0.22% for Q1 FY2026 against -0.23% in Q4 FY2025 and 0.56% in Q1 FY2025.

In Q1 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 24.61%, as compared to 25.83% in Q4 FY2025 and 27.27% in Q1 FY2025.

Shares of Suryoday Small Finance Bank Limited was last trading in BSE at Rs. 138.45 as compared to the previous close of Rs. 139.80. The total number of shares traded during the day was 12370 in over 329 trades.

The stock hit an intraday high of Rs. 142.75 and intraday low of 138.20. The net turnover during the day was Rs. 1732926.00.