HDFC Bank Q4FY26 Update: Deposits Surge to ₹31 Trillion as Growth Momentum Holds

HDFC Bank Limited (NSE: HDFCBANK; BSE: 500180) has released its provisional business update for the quarter and financial year ended March 31, 2026. India's largest private sector bank reported steady double-digit growth in its loan book and a significant acceleration in deposit mobilization during the final quarter of the fiscal year.

Deposit Performance: Strong Inflows in Q4

The bank's total deposit base saw a substantial expansion, reflecting strong customer trust and an effective liability strategy. Period-end deposits reached approximately ₹31,055 billion (₹31.05 trillion), marking a robust 14.4% Year-on-Year (YoY) growth.

CASA (Current Account Savings Account) deposits grew by 10.8% YoY on an average basis to ₹9,184 billion. On a period-end basis, CASA stood at ₹10,605 billion, up 12.3% YoY. Time deposits (Fixed Deposits) remained a major driver, with period-end balances growing 15.5% YoY to reach ₹20,450 billion. For the March 2026 quarter specifically, average deposits grew by 12.8% YoY to ₹28,511 billion.

Advances and Loan Portfolio

HDFC Bank maintained consistent credit growth across its various lending segments. Advances Under Management (AUM) at the end of the period stood at ₹30,575 billion, representing a growth of 10.2% YoY.

Gross advances aggregated to approximately ₹29,600 billion, a healthy 12.0% YoY increase. For the quarter, the average AUM grew by 10.0% YoY to ₹29,644 billion. The bank noted that these figures are provisional and subject to a statutory audit. The official financial results for the full year will follow shortly after board approval.

Shares of HDFC Bank Limited was last trading in BSE at Rs. 751.10 as compared to the previous close of Rs. 742.15. The total number of shares traded during the day was 2340032 in over 60848 trades.

The stock hit an intraday high of Rs. 755.00 and intraday low of 726.75. The net turnover during the day was Rs. 1733821411.00.

Source : Equity Bulls

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HDFCBank INE040A01034 Q4FY26 BusinessUpdate