Aditya Birla Housing Finance Raises Rs. 2,750 Crore of Growth Capital from Advent International

The Boards of Directors of Aditya Birla Capital Limited ("ABCL") and Aditya Birla Housing Finance Limited ("ABHFL") approved a proposal for a primary capital infusion of Rs. 2,750 Crore in ABHFL (a wholly owned subsidiary of ABCL) from Indriya Limited, one of the entities of Advent International ("Advent"). The completion of the transaction is subject to shareholder approval, regulatory approvals and other customary conditions.

The transaction values ABHFL at Rs.19,250 crore, on a post money basis. Upon completion of the transaction, ABCL will hold about 85.7% and Advent will hold about 14.3% stake in ABHFL.

ABHFL is one of the fastest growing housing finance companies in India and is among the top 3 players in terms of incremental loan book growth. The AUM of ABHFL grew by a CAGR of 48% over the last three years to Rs. 42,204 crore as of December 31, 2025. It has maintained best-in-class asset quality with gross stage 3 ratio of 0.54% and net stage 3 ratio of 0.23%. ABHFL plans to utilize the capital to sustain the current growth momentum and increase market share.

Commenting on the transaction, Mr. Kumar Mangalam Birla, Chairman, Aditya Birla Group said, "India's housing sector is at a defining inflection point, driven by progressive policy initiatives such as the Pradhan Mantri Awas Yojana, a sustained thrust on affordable urban housing, and the expanding reach of urban and rural infrastructure. These reforms have broadened housing demand across diverse income segments and geographies. Structured, transparent, and accessible housing finance will play a pivotal role in unlocking the next phase of large-scale growth. The proposed capital infusion will strengthen ABHFL's financial foundation, enable deeper market penetration, and enhance its ability to shape India's inclusive and sustainable housing finance ecosystem."

Ms. Vishakha Mulye, MD & CEO, Aditya Birla Capital Limited said, "Over the last few years, we have significantly scaled our businesses, and at ABHFL, we have built a full-stack housing finance franchise with a strong focus on prime and affordable segments, and construction finance. Today, ABHFL has a pan-India distribution footprint with a robust omnichannel sourcing network. This growth has been anchored in large market opportunities and sustained investments in technology, digital platforms, distribution, and talent enabling a scalable and resilient operating model. With this proposed capital raise, we enter the next phase of expansion for our housing finance business with a clear focus on sustaining growth momentum and increasing market share."

Shweta Jalan, Managing Partner at Advent International, said, "We are excited to partner once again with the Aditya Birla Group through our investment in Aditya Birla Housing. India's mortgage market is benefiting from strong structural tailwinds, led by supportive government initiatives and a constructive regulatory framework. Against this backdrop, Aditya Birla Housing has built a high-quality, trusted franchise with strong risk practices and governance standards that are synonymous with Aditya Birla Group companies. We have strong conviction in the leadership team and are delighted to support them as the Company enters its next phase of growth."

Shares of Aditya Birla Capital Limited was last trading in BSE at Rs. 345.45 as compared to the previous close of Rs. 333.10. The total number of shares traded during the day was 367155 in over 9852 trades.

The stock hit an intraday high of Rs. 360.40 and intraday low of 341.00. The net turnover during the day was Rs. 127936434.00.

Source : Equity Bulls

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AdityaBirlaCapital INE674K01013 AdityaBirlaHousingFinance FundRaising Indriya AdventInternational