Stock Report

Indian Bank Q1FY26 consolidated net profit slips to Rs. 2276.37 crores



Posted On : 2025-07-25 12:45:33( TIMEZONE : IST )

Indian Bank Q1FY26 consolidated net profit slips to Rs. 2276.37 crores

Indian Bank has reported Consolidated financial results for the period ended June 30, 2025.

Financial Results (Q1 FY2026) - QoQ Comparison

The company has reported total income of Rs. 18905.60 crores during the period ended June 30, 2025 as compared to Rs. 18794.36 crores during the period ended March 31, 2025.

The company has posted net profit / (loss) of Rs. 2276.37 crores for the period ended June 30, 2025 as against net profit / (loss) of Rs. 2981.64 crores for the period ended March 31, 2025.

The company has reported EPS of Rs. 16.90 for the period ended June 30, 2025 as compared to Rs. 22.14 for the period ended March 31, 2025.

Financials Q1 FY2026 Q4 FY2025 % Change
Total Income ₹ 18905.60 crs ₹18794.36 crs Up Tick / Down Tick0.59%
Net Profit ₹2276.37 crs ₹2981.64 crs Up Tick / Down Tick-23.65%
EPS ₹16.90 ₹22.14 Up Tick / Down Tick-23.67%

Financial Results (Q1 FY2026) - YoY Comparison

The company has reported total income of Rs. 18905.60 crores during the period ended June 30, 2025 as compared to Rs.17117.76 crores during the period ended June 30, 2024.

The company has posted net profit / (loss) of Rs.2276.37 crores for the period ended June 30, 2025 as against net profit / (loss) of Rs.2570.40 crores for the period ended June 30, 2024.

The company has reported EPS of Rs.16.90 for the period ended June 30, 2025 as compared to Rs.19.08 for the period ended June 30, 2024.

Financials Q1 FY2026 Q1 FY2025 % Change
Total Income ₹ 18905.60 crs ₹17117.76 crs Up Tick / Down Tick10.44%
Net Profit ₹2276.37 crs ₹2570.40 crs Up Tick / Down Tick-11.44%
EPS ₹16.90 ₹19.08 Up Tick / Down Tick-11.43%

Asset Quality:

Asset Quality Q1 FY2026 Q4 FY2025 Q1 FY2025
Gross NPA ₹18066.88 crs ₹18178.86 crs ₹20302.16 crs
Gross NPA % 3.01% 3.09% 3.77%
Net NPA ₹1035.56 crs ₹1109.56 crs ₹2026.59 crs
Net NPA % 0.18% 0.19% 0.39%


Gross NPA was at ₹ 18066.88 crs in Q1 FY2026 against ₹ 20302.16 crs in Q1 FY2025. The same was at ₹ 18178.86 crs in Q4 FY2025.

Net NPA was at ₹ 1035.56 crs in Q1 FY2026 against ₹ 2026.59 crs in Q1 FY2025. The same was at ₹ 1109.56 crs in Q4 FY2025.

GNPA was at 3.01% of Gross advances as on June 30, 2025 as compared to 3.77% as on June 30, 2024 and 3.09% as of March 31, 2025.

Net NPA was at 0.18% of Gross advances as on June 30, 2025 as compared to 0.39% as on June 30, 2024 and 0.19% as of March 31, 2025.

Ratios Q1 FY2026 Q4 FY2025 Q1 FY2025
RoA % 1.03% 1.40% 1.29%
CAR (BASEL III) % 17.99% 18.33% 16.79%


Return on Average Assets (RoA) is at 1.03% for Q1 FY2026 against 1.40% in Q4 FY2025 and 1.29% in Q1 FY2025.

In Q1 FY2026, Bank's total Capital Adequacy Ratio (CAR) was at 17.99%, as compared to 18.33% in Q4 FY2025 and 16.79% in Q1 FY2025.

Shares of Indian Bank was last trading in BSE at Rs. 652.30 as compared to the previous close of Rs. 624.65. The total number of shares traded during the day was 238296 in over 6679 trades.

The stock hit an intraday high of Rs. 658.60 and intraday low of 625.10. The net turnover during the day was Rs. 153287220.00.

Source : Equity Bulls

Keywords

IndianBank Q1FY26 Q1FY2026 FY2026 ResultUpdate