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Union Budget 2017 - Rajiv Raj, Co-Founder and Director - CreditVidya

Posted On: 2017-02-01 21:08:52

"The Government's decision to enhance the digital payment infrastructure by providing incentives is a powerful move towards creating a Digital India. This will help deepen digital footprints of Indian consumers, which will in turn enable superior credit underwriting and profiling for millions of individuals who do not have access to credit at a reasonable rate, leading to greater financial inclusion.

We welcome the announcement of tax exemption for startups. This will benefit them significantly, and make the initial entrepreneurial journey much easier."

CreditVidya, is a financial technology start-up headquartered in Mumbai. Founded in 2013, its technology platform uses non-traditional data sources to provide credit scores to hundreds of millions of Indian customers. Its products and offerings help lenders accurately assess risk of new-to-credit and thin file customers. Lenders benefit from increased approval rates, lower cost of underwriting and more effective product cross-selling and upselling.


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